Effective From: 12th Dec 2024

Welcome to Nivi Loans. These terms and conditions outline the rules and regulations for the use of our website and services. By accessing or using our services, you agree to comply with and be bound by these terms. If you do not agree with any part of these terms, you must not use our services.

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1. Eligibility

To use our services, you must:

• Be at least 18 years old.
• Provide accurate and complete information during the application process.
• Comply with all applicable laws and regulations.

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2. Services Provided

Nivi Loans offers financial products and services, including personal loans, secured business loans, and unsecured business loans. All services are subject to eligibility criteria and approval processes.

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3. User Responsibilities

As a user, you agree to:

• Provide truthful and accurate information.
• Use our services solely for lawful purposes.
• Maintain the confidentiality of your account credentials.
• Inform us immediately of any unauthorized use of your account.

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4. Loan Agreements

All loan agreements are subject to the specific terms outlined in the agreement provided during the application process. Loan approval is at the sole discretion of Nivi Loans.

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5. Limitation of Liability

To the fullest extent permitted by law, Nivi Loans shall not be liable for any indirect, incidental, or consequential damages arising out of or in connection with the use of our services.

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6. Privacy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you consent to the terms of our Privacy Policy.

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7. Changes to Terms

We may update these terms from time to time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of our services after changes are made constitutes your acceptance of the revised terms.

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8. Governing Law

These terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].

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9. Contact Us

If you have questions about these terms, please contact us:

• Email:info@niviloans.com
• Phone:+91-8755546788
• Address: S-1&2, 2nd Floor, Shristi Complex, Ranipur Mod, Haridwar Uttarakhand -249407