Privacy Policy
Effective From: 12th Dec 2024
1. Information We Collect
We may collect the following types of information:
1.1 Personal Information:
- Name
- Email address
- Phone number
- Address
- Date of birth
- Financial information (e.g., income, credit history)
1.2 Non-Personal Information:
- Browser type and version
- Device type
- IP address
- Usage data (e.g., time spent on pages, pages visited)
2. How We Use Your Information
We use your information to:
- Process loan applications and provide services.
- Verify your identity and creditworthiness.
- Communicate with you regarding your account, updates, or promotional offers.
- Improve our website and services.
- Comply with legal and regulatory obligations.
3. Sharing Your Information
We do not sell your personal information. However, we may share your information with:
- Service Providers: Third-party vendors that assist in processing transactions, data analysis, or customer support.
- Regulatory Authorities: When required to comply with legal obligations.
- Business Partners: With your consent, for marketing or promotional purposes.
4. Data Security
We implement robust security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of sensitive data.
- Regular security assessments.
- Restricted access to personal information.
While we strive to protect your information, no method of transmission over the internet is 100% secure.
5. Cookies and Tracking Technologies
We use cookies to:
- Enhance user experience.
- Analyze website traffic and performance.
- Remember user preferences.
You can manage or disable cookies through your browser settings. Note that disabling cookies may impact the functionality of our website.
6. Your Rights
You have the right to:
- Access your personal information.
- Correct or update inaccurate information.
- Request the deletion of your data, subject to legal obligations.
- Opt-out of marketing communications.
To exercise these rights, contact us at [Insert Contact Email].
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. Please review their privacy policies before providing any information.
8. Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Effective Date." We encourage you to review this policy periodically.
9. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: info@niviloans.com
- Phone: +91-8755546788
- Address: S-1&2, 2nd Floor, Shristi Complex, Ranipur Mod, Haridwar Uttarakhand -249407